Recommended Payment Providers

Most Popular Bank Transfers

  • Bank Wire | using the online casino's account details to transfer funds either in a branch or via online banking; your funds will take up to three days to clear

  • Instant Bank Transfer | also involves using bank details to transfer cash in a branch or via online banking, but the transfer is instant

  • Cheque | writing a cheque for the deposit amount and posting to the online casino's stated address; postage can take several days for UK postcodes, plus at least three days for the cheque to clear

Bank transfers involve using direct banking services to transfer funds directly from your bank account to your online casino; with no middle men involved. Because it's a straight transfer, there are normally no fees.

Most Popular Debit Cards

  • VISA

  • VISA Electron

  • MasterCard

  • Maestro

Debit cards are connected to your current account, and use the funds in your account to make deposits. They are instant and there are no additional fees for making deposits with a debit card.

Most Popular Credit Cards

  • VISA

  • MasterCard

  • Maestro

  • American Express

  • Discover

Unlike debit cards, credit cards are not directly connected to a current account. They are provided by numerous banks and financial service providers, and are essentially a loan facility. Funds transferred from a credit card are borrowed from your provider and, if they aren't repaid by the agreed date, will incur interest (fees). Transfers are instant, but many online casinos charge small fees for their use, which vary based on which company provides your credit card.

Most Popular Prepaid Cards

  • paysafecard (owner and operator of former UKash service)

  • EntroPay

These function like a debit card, but instead of withdrawing funds from an account or loan facility, they must be topped up with cash before you can spend. This makes it easier to control and keep track of spending. Some are physical cards, others are virtual; meaning you have the numbers you need to input to 'pay by card', but no physical card.

Transfers are instant. Fees vary by provider, but can be applied to top-ups or transactions as either a percentage or flat fee. However, online casinos will not charge you to deposit with a prepaid card.

Most Popular Instant Payment Services

  • ClickandBuy

  • Click2Pay

  • iDebit (formerly Instadebit)

Instant payment services function as a security barrier between your bank and the online casino. You simply create an account with the instant payment service and input your account details, then use your login and password to make payments. Transactions are normally instant. Most are free to use, but some apply a small transaction fee. Online casinos will not charge you for depositing with an instant payment service.

Most Popular e-Wallets

  • PayPal

  • Neteller

  • Skrill (Moneybookers)

  • EcoPayz

  • WebMoney

e-Wallets provide services that combine elements of both prepaid cards and instant payment services, though their exact processes differ between the various providers. Sometimes you will provide your account details, and when you use your e-Wallet login to pay, the provider will simply debit your account and pay on your behalf – just like an instant payment service.

Others require you to transfer funds into the e-Wallet before you can use it to pay (exactly like a virtual prepaid card). Many also come with their own security, as well as associated protection policies and dispute resolution services.

Transfers are usually instant, unless additional protections are in place. Fees vary, and can be applied to deposits into your e-Wallet or on transactions performed by the provider. But online casinos rarely charge players for paying via e-Wallet.

Innovative Alternatives

In addition to the traditional methods, there are a couple of interesting alternatives. Bitcoin is a virtual currency and peer-to-peer online payment system that is growing in popularity. Bitcoin is acquired through 'mining' via payment processing, or purchased from certain outlets. Keep an eye out for the introduction of Bitcoin gambling in more mainstream casinos.

Online casinos are constantly looking for news ways to make their customer payment processes easier, more secure and more versatile, so keep checking their lists of accepted payment methods for new ideas.

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